Music Studios

What We Cover

Public/Products and Employers Liability: Annual or short period policies to cover your liability in the event that a third party person is injured or third party property is damaged as a result of your negligence.

Own hired-in Equipment: To cover your own equipment and any hire equipment that you are responsible for.

Professional Indemnity: To protect you from allegations of breach of duty or negligence in the course of your work with clients.

Professional Indemnity: To protect you from allegations of breach of duty or negligence in the course of your work with clients.

Professional Indemnity: To protect you from allegations of breach of duty or negligence in the course of your work with clients.

Professional Indemnity: To protect you from allegations of breach of duty or negligence in the course of your work with clients.

FAQ

What is public liability and why do I need it?

This is required by anyone that is involved, the policy will respond and pay your legal defence and any damages awarded against your negligence that causes injury or damage.

When do I need Employers Liability cover?

You will need Employers Liability to cover any staff or volunteers that are working under your guidance and control. If you subcontract to a 3rd party company (eg security) then you do not need to cover them. If you have volunteers working directly for you then you will require employers liability cover.

Do I need to insure all the equipment in my studio?

We advise you to check with each supplier as to who is responsible for damage and losses. If the hire company is making you responsible then we can insure the equipment for the period of hire.

Our Clients

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Media Insurance Brokers is an independent intermediary authorised and regulated by the Financial Conduct Authority (FCA).
You can check these details in the Financial Services Register by visiting the FCA's website (www.fca.org.uk) or by contacting the FCA on 0800 111 6768.
Our FCA register number is 310627

Registered in England and Wales 02404421
Registered address: 7-8 Eghams Court, Boston Drive, Bouvre End, Buckinghamshire

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